We are seeking a Community Home Loan Originator for the Home Loan Origination Department.

The primary responsibility of the Community Home Loan Originator is to act as the single point of contact for the member or potential borrowers through the home loan process establishing an exceptional member experience. They will proactively solicit new residential home loans that meet established loan quality and production goals while helping members or potential borrowers find the loan that best fit their financial needs. This will be achieved through developing and expanding relationships with builders, contractors, financial planners and or personal network. Through their knowledge of our home loan products and other offerings as well underwriting expectations and items that may be required for loan approval the Community Home Loan Originator will be responsible for bringing new business to the credit union.

If you have Sales experience to include Residential Loan Lending or related field you should apply right away!

Highlights:

• Develop and maintain a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Proactively solicit new residential home loans in the community though industry contacts and or community events
• Gather data, analyze, and assess financial data and credit profile.
• Support Home Loan management in development and implementation of continuous improvements as directed
• Stay current on Investor guidelines and requirements

Experience:

Required

• Sales Experience
• 2 years of sales Residential Loan Lending or related field with a general knowledge of mortgages, basic mortgage calculations and definitions, mortgage underwriting and Texas equitie
  

Preferred

• Underwriting experience

Education:

Required

• High School diploma or equivalent

Preferred

• 4-year college degree

Licenses & Certifications:

Required

• Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry

Preferred

• NMLS registered

Skills & Knowledge:

Required

• Professional in appearance and conduct.
• Time management skills and reliability - arrives on time to work and meetings, complete tasks and assignments within the required timeframe with the ability to plan, prioritize and self- manage.
• Problem solving through independence and creativeness.
• Sense of urgency and ownership.
• Customer service oriented and member centric.
• Detail oriented and organized.
• Team player and works well with others, Contribute to a positive teamwork environment and high morale.
• Proficient in Microsoft Office Suite (Excel, Work, Access, PowerPoint, Outlook).
• Active listening skills.
• Verbal and written communication skills.
• Supportive of Credit Human and management.
• Be an advocate, by sharing ideas and providing suggestions for process improvement or improved member experience. Also recommend changes to support organizational effectiveness.
• Must be a highly motivated individual and possess a true entrepreneurial spirit.

Preferred

• Bilingual

Schedule: Monday-Friday, 8: 30 am-5: 30 pm

Level of Work: 2C

Salary Range: $75, 987 to $83, 7697 Annually. Potential for 7 1/2% annual bonus

Flexibility: In office, on site; not remote or hybrid

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.