Location: Sioux Falls, SD
Shift: M-F 8am-5pm
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role
Position will perform loan reviews for Retail and Indirect loans and may assist with portions of Agricultural and/or Business Loans. Assist with quality control (QC) Reviews for Mortgage Loans. Ensures safety and soundness of the lending portfolios as well as compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac.

Job Duties and Responsibilities

• Essential duties and responsibilities include the following. Other duties may be assigned.
  • Complete and document loan reviews to help ensure compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac.
  • Execute loan review assignments independently in support of department objectives and strategy.
  • Complete assigned loan review work and project tasks in a timely and accurate manner.
  • Prepare potential loan review or QC findings when exceptions are identified, taking into consideration the root cause of the issue, and provide a realistic recommendation for enhancing internal controls or efficiency of operations.
  • Work with Internal Audit/Loan Review Management to communicate test results to business unit management.
  • Use discretion and judgement when performing loan reviews.
  • Responsible for personal development through continued enhancement of technical skills for assigned loan review areas.
  • Build relationships with the lending areas and other areas as needed.
  • Complete special projects as assigned.

Skills and Qualifications

• Knowledgeable in one or more of the lending areas and/or an understanding of loan operations Foundational knowledge of lending, compliance, and safety and soundness requirements.
• Ability to perform and analyze data and/or results of loan review testing, independently and efficiently, delivering loan reviews in an organized and easy to understand style.
• Demonstrated ability to learn, grow, incorporate feedback, and apply new information.
• Strong written and oral communication skills.
• Coordinates and works well with others.
• Bachelor’s degree in business, accounting, or related field preferred.
• 1-3 years of experience in a loan review or QC, lending, auditing, or compliance preferred.
• Prior experience in loan review/lending/audit/compliance/internal controls is preferred.
• Professional certification related to lending a plus.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30, 000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.