JOB DESCRIPTION

We are seeking an outgoing, energetic, and self-motivated Senior Underwriter to join our Accident & Health, Leisure Travel team. The ideal candidate will have extensive knowledge of travel insurance, enabling them to effectively assess and underwrite both new and renewal business. This role requires close collaboration with our Accident & Health Leisure Travel Leadership and a focus on evaluating proposals, making product recommendations, and monitoring the profitability of the Leisure Travel portfolio.

Major Duties & Responsibilities:

The Senior Underwriter's primary responsibility is to underwrite risks through a demonstration of the following skills and abilities:

• Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the insured. Ability to provide product recommendations based on thorough analysis.
• Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze both new and renewal business requests to evaluate their viability.
• Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets.
• Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.
• Systems and programs. Ability to use systems and software programs needed to conduct daily business.
• Product Development. Ability to coordinate the implementation of new products. Assess and review current filings, including rates and policy wording to collaborate with actuary and product teams. Ability to evaluate existing products and recommend enhancements or necessary changes to meet market demands.
• Portfolio Management. Ability to conduct monthly reviews to monitor financial performance. Ability to perform quarterly portfolio analysis and present leadership with strategic decisions. Assist with internal and external audits related to Leisure Travel.

QUALIFICATIONS

Minimum

ABOUT US

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.