Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Quant Modeling Associate Senior within the Risk Management and Compliance organization, you will play a critical role in maintaining JPMorganChase's strength and resilience. You help the firm grow its business in a responsible way by anticipating new and emerging risks and applying expert judgement to solve real-world challenges that impact our company, customers and communities. As a culture carrier in Risk Management and Compliance, you will need to encourage innovative thinking, challenge the status quo, and always strive to be best-in-class.

You will be responsible for performing statistical modeling and analyses supporting the firm's fair lending program. Additionally, you will also participate in research projects to support and enhance the bank's fair lending compliance program.

JPMorganChase is committed to providing fair and nondiscriminatory access to credit for both individuals and communities. This commitment is central to our mission of delivering quality financial services to all customers in accordance with applicable laws. The Office of Fair Lending (OFL) oversees firm's compliance with fair lending laws through a robust Fair Lending function.

Job Responsibilities

• Develop and apply statistical models and techniques to evaluate potential fair lending disparities across consumer and small business lending products (e.g., credit card, business banking, mortgage).
• Interpret and apply fair lending laws, regulations (e.g., ECOA, Fair Housing Act, Dodd-Frank Act), and related regulatory guidance (e.g., CFPB, OCC).
• Review and assess business policies, practices, and procedures to inform analytic strategies; develop quantitative and statistical models, perform independent analysis to assess fair lending risks, and make recommendations for fair lending testing.
• Prepare and maintain model documentation, evaluate model performance, and ensure compliance with Model Risk Governance and Review standards.
• Prepare presentations and reports to communicate analytical results to technical and non-technical audiences; engage with stakeholders including OFL partner teams, LOBs, Legal, and Model Governance
• Identify, request, and review relevant data to support ongoing and ad hoc fair lending analysis projects
• Conduct research and development to enhance analytical methods, increase process efficiency, and keep the fair lending compliance program aligned with industry and regulatory standards.
• Conduct peer review analytical projects and provide constructive feedback.
• Perform other related duties as assigned.

Required Qualifications, Capabilities, and Skills:

• Graduate degree in a quantitative field (e.g., Statistics, Economics, Computer Science, Engineering).
• Deep understanding of statistical concepts and methodologies, with the ability to apply them effectively.
• 2+ years of experience in statistics, data science, economics or a related quantitative field.
• Proficiency in Python, SAS, SQL, and general database skills; ability to write efficient code for statistical modeling, data manipulation, and automation of analytical workflows
• Experience with BI, GIS, or automation tools (e.g., Tableau, ArcGIS, Alteryx); demonstrated ability to leverage these platforms to analyze complex datasets, generate actionable insights, and optimize analytical processes.
• Experience developing, implementing, and evaluating statistical models (e.g., linear/logistic regression, machine learning models); demonstrated ability to select appropriate modeling techniques, validate model performance, and interpret results to support business decision-making.
• Strong critical thinking and analytical skills, with the ability to manage multiple projects in a fast-paced environment while maintaining a focus on quality.
• Excellent verbal and written communication skills, with the ability to clearly present complex and sensitive issues to both technical and non-technical audiences.
• Willingness to learn, adapt to changes, and work collaboratively as a team player.

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary
Jersey City, NJ $118, 750.00 - $170, 000.00 / year