Insurance Risk Advisor (Producer) Personal Lines: Build Your Career in a Thriving Industry with Cogswell Insurance!

Location: Billings, MT: In-Office
Schedule: Monday–Friday | 8: 30 AM–5: 00 PM | Full-time | Exempt (Salary + Commission)

We’re Growing – Come Grow With Us!

At Cogswell Insurance, we’ve been earning the trust of our clients for decades by delivering insurance solutions grounded in our core values of Respect, Integrity, Service, Excellence, and Empathy (RISEe).

We’re excited to welcome a motivated Insurance Risk Advisor (Producer) Personal Lines to our team. In this role, you’ll drive new business, nurture client relationships, and provide customized home, auto, and personal insurance solutions that protect what matters most.

This opportunity is in one of the most stable and growing industries—insurance! With countless pathways for advancement, long-term career security, and the chance to make a real impact, this role is your gateway to an exciting future. If you’re ambitious, people-oriented, tech-savvy, and eager to grow, this is your opportunity to shine.

Why This Role Rocks:

• Drive new business by building relationships, generating leads, and presenting tailored insurance solutions.
• Serve as a trusted advisor for clients, guiding them through coverage options and life changes.
• Manage a personal lines book of business from onboarding through renewal.
• Proactively review coverage needs and ensure clients always have the right protection.
• Build and maintain strong client, carrier, and community relationships.
• Represent the agency at networking and community events to grow visibility.
• Stay up to date on industry trends and educate clients on emerging solutions.
• Partner with internal service teams for seamless client experiences.
• Maintain accurate workflows and system data to support long-term success.

What You’ll Bring

• A valid Property & Casualty (P& C) License in your state of residence (required).
• 3-5+ years of sales experience (insurance sales preferred).
• A proven track record of exceeding sales targets and building lasting relationships.
• Strong communication, negotiation, and organizational skills.
• Sales acumen paired with a passion for helping people.
• Self-motivation, integrity, and a team-first mindset.
• Bonus: Certified Insurance Counselor (CIC) designation (preferred, not required).

Compensation, Benefits, Perks & More!

• Competitive base salary + Unlimited commission opportunity!
• 401(k) with company match.
• Comprehensive health, dental, and vision insurance.
• Disability & life insurance.
• Paid time off, paid holidays, and flexible scheduling.
• Employee Assistance Program (EAP) for confidential support.
• Paid licensing, CE, and professional development.
• Bonus & incentive programs.
• A workplace culture that values growth, fun, and people-first leadership.

Career Growth & Advancement

At Cogswell, we don’t just invest in policies—we invest in people. As an Insurance Risk Advisor, you’ll have access to:
✔ Career pathway with advancement opportunities!
✔ Ongoing mentorship, sales coaching, and continuing education.
✔ The chance to build a long-term, rewarding career in a thriving industry.
✔ Opportunities to impact your community through company-sponsored initiatives.

Why Join Cogswell Insurance?

At Cogswell Insurance, you’ll discover more than just a job—you’ll find a career home, a community, and a culture built on celebrating success, investing in people, and supporting long-term growth.

We’re a people-first company where your hard work pays off—not only in compensation, but also in career advancement, personal development, and the satisfaction of helping clients protect what matters most.

Here, you’ll have the opportunity to thrive in a supportive, high-performance team, build meaningful client relationships, and grow a rewarding career in one of the most stable and impactful industries—insurance.

Apply today and take the next step toward building a meaningful, long-term career as a trusted Insurance Risk Advisor!

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Equal Opportunity Employer Statement

Cogswell Insurance is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected characteristic.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this role.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.