Senior Credit Analyst

Job Description

Join the team behind iconic brands like Huggies®, Kleenex®, Cottonelle®, Scott®, Kotex®, Poise®, Depend®, and Kimberly-Clark Professional®. At Kimberly-Clark, it’s all here for you—innovation, growth, and the chance to make a real impact. You’re not the person who will settle for just any role. Neither are we. Because we’re out to create Better Care for a Better World, and that takes a certain kind of person and teams who care about making a difference. Here, you’ll bring your professional expertise, talent, and drive to building and managing our portfolio of iconic, ground-breaking brands. In this role, you’ll help us deliver better care for billions of people around the world. It starts with YOU.

About You

In one of our professional roles, you’ll focus on winning with consumers and the market, while putting safety, mutual respect, and human dignity at the center.

Senior Credit Analyst has overall accountability to identify, lead and coordinate strategic activities for receivables and risk management in South Africa region. In addition, he/she monitors collections management priorities and actions, acts as a point of escalation, monitors compliance to established procedures and is a driver of process improvement initiative. In your Senior Credit Analyst role you will have a chance to open your mind into new innovative opportunities, creative ways of working and you’ll help us deliver better care for billions of people around the world. This role is offered as a hybrid position for Fixed Term Contract with an End Date in Feb 2027

Key Responsibilities:

• Recommendation & decision making on account blocks (in agreement with sales)

• Existing/New customer credit risk assessment and provide recommendations regarding financial conditions (credit facility/payment terms)

• Management of bad debt portfolio, providing bad debt proposals and provisions, follow up on legal cases

• Managing payment terms setup and changing the existing ones

• Leading Receivables/Days Sales Outstanding forecast & coordination of action plan in order to reduce a high impact to cash conversion cycle

• Monitoring priorities for Collections activities, taking proper actions and next steps based on the contain of the list

• Complete general aging reports and coordinate next actions to be done by collections team

• GL to AR reconciliation

• Coordination of month end close activities

• Goodwill/write off proposal for aged/non recoverable debt

• Prepare for and present Trade Receivables in quarterly Balance Sheet reviews

• Communication with business units, Days sales outstanding/Receivables updates

Required Qualification

• Proven experience in credit control/ cash collections or as a risk analyst overall understating

• Degree, ideally related to accounting and finance (asset)

• You possess proven decision making & influencing skills

• You have an excellent attention to detail and high level of accuracy

• You work independently, use your own initiative, take ownership, stay calm under pressure and possess positive, can-do attitude

• You are able to communicate and present in a professional manner with a variety of people internally and externally

• You possess escalation management capabilities and the ability to speak up and flag risks.

• You show passion, enthusiasm and willingness to learn.

• You have the ability to build relationships and possess problem solving approach.

• You are adaptable, agile and you respond positively to changes

• You are computer literate with MS Office (Word/Excel/Teams) with good time management skills and the ability to prioritize workload and issues

• SAP environment working knowledge

• You are proficient in English (C1 level required)

This role is offered as a hybrid position for a Fixed Term Contract with an End Date in Feb 2027 in our Krakow office.

Led by Purpose. Driven by You.

Total Benefits

Great Support for Good Health - with medical, dental, and vision coverage options, Social Fund and Cafeteria Platform, life insurance to support you and your family in unexpected moments, and the Employee Assistance Program, as we want to ensure that you have access to the resources you need to take care of yourself and your loved ones.

Hybrid Work Arrangement - with min. 1 day per week from the office, in accordance with our internal policy, as we understand the importance of work-life balance. Thanks to that, we are providing you with the flexibility to manage your commitments both inside and outside of work.

Yearly Bonus - to reward you for your hard work and dedication throughout the year. This bonus is based on individual and company performance and is a great way to recognize and appreciate your contributions.

Employee Referral Program & Holiday Allowance - we have a referral program in place that rewards you for recommending qualified candidates to open positions within the company. Additionally, we offer a holiday allowance to help you enjoy your time off.

Additional Leave - to make your birthday extra special, and to participate in voluntary incentives in addition to your regular working duties, in accordance with our internal policy. You can take up to 4 days of voluntary leave for Kimberly-Clark coordinated actions.

Learning & Growth - we are committed to helping our employees develop and grow, which is why we offer a wide range of soft skills training on our internal training platform. These training sessions are available to every employee and can be tailored to your specific needs.

International Environment - a job at the very heart of Kimberly-Clark's finance organization in which you will be part of a great diverse team with wide exposure to the business functions and the opportunity to influence processes & drive optimization.

To Be Considered
Click the Apply button and complete the online application process. A member of our recruiting team will review your application and follow up if you seem like a great fit for this role.

In the meantime, please check out the careers website.

And finally, the fine print….

For Kimberly-Clark to grow and prosper, we must be an inclusive organization that applies the diverse experiences and passions of its team members to brands that make life better for people all around the world. We actively seek to build a workforce that reflects the experiences of our consumers. When you bring your original thinking to Kimberly-Clark, you fuel the continued success of our enterprise. We are a committed equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, sexual orientation, gender identity, age, pregnancy, genetic information, citizenship status, or any other characteristic protected by law.

The statements above are intended to describe the general nature and level of work performed by employees assigned to this classification. Statements are not intended to be construed as an exhaustive list of all duties, responsibilities and skills required for this position.

This role is available for local candidates already authorized to work in the role’s country only. Kimberly-Clark will not provide relocation support for this role.

#LI-Hybrid,

Transparency and Fairness Go Hand in Hand.

Applicable for Poland: Annual Base Salary Range and the Incentive Plan (if applicable): will be communicated prior to the interview. At Kimberly-Clark, we are committed to fostering fairness, equity, and transparency in everything we do, including our recruitment practices. Whether you are already part of our team or considering joining us, you will have visibility of all the key pay and benefit elements, prior to the interview. Along with a competitive pay, our positions typically offer additional performance-based incentives (if applicable to the role) we offer a range of benefits enhancing your life, health and prosperity over time. But pay is just one part of our offering. We also offer you opportunities to grow, thrive and make an impact. We are committed to equal pay for work of equal value and use gender-neutral criteria in determining compensation and career progression. These principles guide our approach to pay transparency.

Primary Location

Krakow Office

Additional Locations

Worker Type

Employee

Worker Sub-Type

Fixed Term (Fixed Term)

Time Type

Full time