Loan Processor - Home Loans (NOLA)

Posted: Wednesday, 23 April 2025
Valid Thru: Friday, 23 May 2025
Index Requested on: 04/23/2025 13:31:33
Indexed on: 04/23/2025 13:31:33

Location: New Orleans, LA, 70112, US

Industry: Advertising and Public Relations
Occupational Category: 13-0000.00 - Business and Financial Operations
Type of Employment: FULL_TIME

Credit Human is hiring!

Description:

We are seeking a Home Loans Processor for the New Orleans Loan Processing Department.

In this role, you will ensure compliance by following Credit Human lending guidelines, secondary market guidelines, and state and federal regulations to guarantee all loan documentation is accurate, complete, and compliant. You will review and verify loan applications, ensuring the validity of information and assembling fully documented files for the Underwriting and Closing Departments. Developing strong working relationships with the Home Loan Production team and San Antonio peers will be essential to ensure a smooth and timely loan process, while effective communication will support a high-quality member service experience.

If you have a demonstrated background in mortgage processing and strong problem-solving skills, you should apply right away!

Highlights:

  • Ensure Compliance: Follow lending guidelines and regulations to guarantee accurate and complete loan documentation.
  • Review and Verify: Evaluate loan applications, verify information, and assemble fully documented files for Underwriting and Closing Departments.
  • Collaborate and Communicate: Develop strong working relationships with the Home Loan Production team and peers to ensure a smooth and timely loan process.
  • Customer Service: Handle incoming calls, answer mortgage questions, provide excellent customer service, and maintain effective communication with members.
  • Support Team Efforts: Provide secondary support to other Home Loan production teams, including origination, underwriting, closing & funding, collections, and loss mitigation.
  • Ongoing Education: Stay updated on internal and external policies, federal and state laws, insurer requirements, and investor guidelines.

Experience:

Required

  • Minimum 1 year of financial industry experience working with loan applications.
  • Experience with managing a loan pipeline.
  • Knowledge of credit and collateral underwriting guidelines and rules and regulations governed by state and federal agencies.
  • Knowledgeable in real estate origination, processing, underwriting, and closing principles to include secondary marketing automated underwriting engines.
  • Working knowledge of Fannie Mae Guidelines, DU® guidelines and risk assessment tools used to decide mortgage loans.

Preferred

  • Mortgage processing experience including conventional underwriting
  • Fannie Mae processing experience
  • Basic knowledge of mortgage

Education:

Required

  • High school diploma or equivalent

Preferred

  • Bachelor’s degree in business or related field

Licenses & Certifications:

Required

  • Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry

Preferred

  • NMLS registered

Skills & Knowledge:

Required

  • Desire and ability to work in a production environment processing mortgage loans.
  • Computer skills to include automated underwriting systems, MS Word, MS Outlook, MS Excel, and Fannie Mae’s Desktop Underwriter - DU®.
  • Ability to use sound judgment and possess strong decision-making skills
  • Strong analytical, problem solving and audit skills
  • Strong organization skills and results orientation
  • Ability to effectively communicate
  • A strong sense of urgency about solving problems, meeting challenging deadlines and achieving critical goals

Preferred

  • Encompass Software knowledge

Schedule: Monday-Friday, 8: 30 am-5: 30 pm

Flexibility: Not remote, on-site, in office

Level of Work: 1C

Minimum Starting Salary: $50, 198.65

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Responsibilities:

Please review the job description.

Educational requirements:

  • high school

Desired Skills:

Lending

Benefits:

Please see the job description for benefits.

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