Responsibilities:

• Underwrite existing portfolio credit approvals for renewals and other Credit requests pertaining to existing clients

• Underwrite opportunity memos and full credit approvals for new business clients

• Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit

• Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis.

• Develop a working knowledge of credit/loan policy for credit requests and exceptions

• Perform collateral analysis of current and prospective customers

• Actively participate in existing client and potential new client meetings/site visits with banking team

• Handle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuring

• Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients

• Work with external and internal business partners on review of deal related legal documents

• Ongoing monitoring, tracking, and management of the reporting requirement and loan documentation exception process

• Effective communication with Credit and Commercial Real Estate Banking Officers

Qualifications:

• 5+ years’ commercial real estate/credit experience, with a working knowledge of banking environment, products and all supporting processes and technology

• Experience with cash flow modeling, lease abstracting, review of loan documents, and financial statement analysis is required.

• Formal Bank credit training is preferred, with a strong understanding of general credit and risk principles, and banking policies/procedures

• Bachelor’s degree (Business, Finance, Accounting or Economics preferred)

• Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models

• Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow

• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

Compensation

The estimated salary range for this role is $85, 000-$110, 000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.