JOB DESCRIPTION

Combined Insurance, a Chubb company, is seeking an Attorney to join our fast-paced, high energy, and growing company. For over 100 years in the insurance industry, our company has been passionate about serving our customers and helping provide them peace of mind and protection when they need it the most. Combined Insurance provides supplemental accident, disability, health and life insurance products to a diverse group of clients in North America. Come build -your career here, along with other positive, hard-working, talented professionals - just like you!

We seek highly motivated individuals to join our team who exhibit the best-in-class competencies listed below and embody the North America Legal & Compliance culture.

• We deliver high quality work product, services and solutions that demonstrate understanding of the needs and requirements of our business partners and support achievement of team goals.
• We adapt to changing business needs and environments through a proactive, flexible approach that achieves results and strikes the proper balance among all constituencies.
• We demonstrate character, integrity and professionalism, both within a team environment in Legal & Compliance, and in fulfilling our responsibilities to our business partners.
• We build collaborative, trusting relationships with team members and business partners through superior communication skills, empathy and respect.
• We independently manage work responsibilities through commitment, dedication, and accountability, and display an on-going commitment to self-improvement.

JOB SUMMARY:

Counsel will report to and assist the Managing Counsel with legal issues that scan the entire business. This includes providing legal advice on claims and underwriting issues, litigation matters, producer licensing, and policyholder inquiries and complaints. Job duties include legal research, identifying new or emerging areas of risk, and managing or providing support on specific legal topics. Collaboration and working in a team environment with compliance, claims, operations, product development, business counsel, policyholder services, actuarial, and other constituencies are essential.

RESPONSIBILITIES:

Counsel and communicate effectively with internal business clients regarding a wide range of matters.

• Advise claims management and adjusters on claims handling, coverage determinations, and insurance contract interpretation.
• Review insurance advertising / marketing and social media to maintain compliance with consumer protection and insurance laws.
• Provide legal guidance and support business compliance with internal policies and procedures, legal protocols, and applicable federal and state laws and regulations.
• Conduct legal research related to claim and various other issues and provide legal advice on diverse federal, state and local laws as well as insurance laws and regulations.
• Participate in meetings and other forums with members of various business units.
• Assist Policy Filings and Policyholder Services with various inquiries / issues.
• Some contract and subpoena / document request review.

SKILLS AND QUALIFICATIONS:

J.D. from an ABA accredited law school and admitted to practice in at least one state bar.

• 5-10 years of relevant experience, including familiarity with accident and health insurance products.
• Strong business acumen and strategic thinker.
• Enthusiasm for working in a team-oriented, dynamic environment.
• Strong verbal communication, writing, training, and team/interpersonal skills.
• Detail-oriented, organized, responsive and deadline-driven.
• Ability to multi-task and handle a variety of high priority projects simultaneously.
• Bilingual - Reading and Writing (English / Spanish) a plus.

ABOUT US

OUR BENEFITS

As a Chubb corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. More details can be found here. Chubb is committed to supporting its employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:

• Health insurance
• Dental insurance
• Tuition reimbursement
• A company-match 401(k) plan
• Disability insurance
• Life insurance
• Employee referral bonuses

ABOUT COMBINED INSURANCE

Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago, with satellite office in Columbia, SC, Combined is celebrating over 100 years in business. We are committed to making the world of supplemental insurance easy to access and understand. The company has an A+ rating by the Better Business Bureau and an A + (Superior) financial strength rating by A.M. Best. We are ranked by VIQTORY as the number one Military Friendly® Employer in 2023 (over $1 billion revenue category), marking Combined's twelfth consecutive year on the Top 10 list. We pride ourselves on approaching all situations with a Positive Mental Attitude (PMA) and encouraging collaboration.

ABOUT CHUBB

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

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