Job Position: Chief Financial Officer (“CFO”)

Position Summary

To provide dedicated financial leadership, enhanced internal oversight, improved segregation of duties, and stronger organizational scalability for MetroCity Bankshares, Inc. and Metro City Bank.

The ideal candidate should possess strong banking finance and accounting expertise, public company reporting experience, regulatory knowledge, operational awareness, and the leadership capability necessary to support the continued growth and governance objectives of the Company and the Bank.

Prerequisites for Chief Financial Officer (“CFO”)

The Chief Financial Officer (“CFO”) will support the CEO, Board of Directors, and executive management team in overseeing the financial management, accounting, regulatory reporting, internal controls, and strategic financial operations of the Company and the Bank.

The position is intended to strengthen organizational scalability, financial oversight, segregation of duties, internal controls, and executive management depth as the institution continues to grow in size and complexity.

Minimum Qualifications

Education & Professional Credentials

• Bachelor’s degree in Accounting, Finance, Economics, or related field required
• CPA designation preferred
• MBA or advanced financial/accounting degree preferred

Banking & Executive Experience

Required Experience

• Minimum 10–15 years of banking finance/accounting experience
• Minimum 5 years in senior financial management role within:
  • Community bank
  • Regional bank
  • Bank holding company
• Prior experience as:
  • CFO
  • Deputy CFO
  • Chief Accounting Officer
  • Controller
  • Senior finance/accounting executive

Preferred Banking Experience

• Publicly traded financial institution experience
• Community banking experience
• Merger and acquisition integration experience
• Experience supporting high-growth banking organizations
• Familiarity with Non-QM, SBA, and CRE lending environments preferred

Financial & Accounting Expertise

Candidate should possess strong working knowledge of:

Financial Reporting

• SEC reporting requirements including:
  • Form 10-Q
  • Form 10-K
  • Proxy filings
  • Earnings releases
• GAAP accounting for financial institutions
• Public company disclosure controls
• Internal and external audit coordination
• CECL accounting and reserve methodology
• Purchase accounting and merger accounting

Regulatory Reporting

• Call Reports
• FR Y-series reporting
• FDIC and Federal Reserve reporting requirements
• Regulatory capital monitoring
• Liquidity and funding oversight

ALCO & Balance Sheet Knowledge

Candidate should possess working knowledge of:

• Asset Liability Committee (“ALCO”) processes
• Interest rate risk management
• Liquidity management
• Investment portfolio oversight
• Funding and deposit pricing strategies
• Budgeting and forecasting
• Net interest margin analysis
• Hedging strategies including swaps and interest rate caps

Technology, Cybersecurity & AI Awareness

Candidate should possess familiarity with:

• Core banking systems
• Digital banking platforms
• Treasury management systems
• Banking operations systems
• Financial planning and reporting software
• Data analytics and dashboard reporting

Cybersecurity & Technology Governance

• Basic understanding of:
  • Cybersecurity governance
  • Technology risk management
  • Vendor management
  • Business continuity planning
  • Internal controls over financial systems

AI & Automation Awareness

• Awareness of emerging AI and automation applications within banking operations and financial management
• Understanding of data governance and operational risk considerations relating to AI technologies

Leadership & Management Capabilities

Candidate should demonstrate:

• Strong executive leadership and organizational skills
• Ability to oversee accounting and finance personnel
• Effective communication with:
  • Board of Directors
  • Audit Committee
  • Regulators
  • Auditors
  • Investors and analysts
• Strong analytical and problem-solving abilities
• High integrity, professionalism, and regulatory mindset

Internal Control & Governance Responsibilities

The CFO should support:

• Strengthening segregation of duties
• Enhancing internal controls and internal review processes
• Independent financial oversight
• Enterprise risk management coordination
• Financial and operational governance initiatives
• Succession planning and management depth

Key Responsibilities

Financial & Accounting Oversight

• Manage accounting and finance operations
• Oversee monthly and quarterly financial closing processes
• Coordinate SEC and regulatory reporting
• Support budgeting, forecasting, and profitability analysis
• Coordinate with auditors, consultants, and regulators

Operational & Strategic Support

• Support ALCO and balance sheet management functions
• Assist with strategic planning and financial analysis
• Participate in merger integration and operational improvement initiatives
• Support technology and operational efficiency projects

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.