Residential Loan Processor

Ocean Bank

Location: Miami, FL 33101, US
Employment Type: FULL_TIME
Industry: Advertising and Public Relations
Occupational Category: 13-0000.00 – Business and Financial Operations
Posted: Friday, 10 July 2026
Valid Through: Sunday, 09 August 2026

Job Description

Ocean Bank is hiring a Residential Loan Processor in Miami, FL. This is a full-time position.

Residential Loan Processor

Location US-FL-Miami

ID 2026-2486

Category Operations

Position Classification Onsite

Overview

Ocean Bank is seeking a detail-oriented Residential Loan Processor to support the mortgage lending process from application through closing.

Responsibilities

This role is responsible for reviewing and processing residential loan files, collecting required documentation, coordinating with borrowers, loan officers, underwriting, and third-party vendors, and ensuring all loan files comply with regulatory requirements, investor guidelines, and internal policies. The ideal candidate has a deep understanding of residential mortgage products and processes, experience with conventional and government loan programs, and the ability to manage a high-volume loan pipeline while delivering a smooth and timely borrower experience.

Qualifications

Requirements
  • High School Diploma or equivalent
  • 3+ years of mortgage loan processing experience for conventional loans and government insured loans.
  • Experience with DU (Desktop Underwriter), LP (Loan Prospector)

  • Combination of education and experience will be considered.

    Skills & Competencies
  • Knowledge of conventional and government lending programs, guidelines as well as regulations.
  • Knowledge of underwriting guidelines and loan programs (Fannie Mae, Freddie Mac, FHA, VA, etc).
  • Knowledge and understanding of all Compliance and Legal Regulations including, but not limited, to Reg B., Reg Z. FACTA, FCRA, TILA, RESPA and HMDA.
  • Must possess good organizational, interpersonal, and time management skills.
  • Strong communication skills.
  • Ability to manage a pipeline of 25+ loans
  • Computer knowledge in MS Office Software (e.g. Excel, Word, and Outlook)

  • Preferences
    • Experience working in the Encompass LOS experience or similar Loan Origination Software.

    Licenses/Certifications
    • None


    Job Posting Locations

    In this role you can work onsite from Miami, Florida, United States

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    Education Requirements

    high school

    Skills

    Please see the job description for required or recommended skills.

    Benefits

    Please see the job description for benefits.

    Apply Now

    Index requested: 07/10/2026 05:41:48 • Indexed: 07/10/2026 05:41:48