Residential Loan Processor
Ocean Bank
Location: Miami, FL 33101, US
Employment Type: FULL_TIME
Industry: Advertising and Public Relations
Occupational Category: 13-0000.00 – Business and Financial Operations
Posted: Friday, 10 July 2026
Valid Through: Sunday, 09 August 2026
Job Description
Ocean Bank is hiring a Residential Loan Processor in Miami, FL. This is a full-time position.
Residential Loan Processor
Location US-FL-Miami
ID 2026-2486
Category Operations
Position Classification Onsite
Overview
Ocean Bank is seeking a detail-oriented Residential Loan Processor to support the mortgage lending process from application through closing.
Responsibilities
This role is responsible for reviewing and processing residential loan files, collecting required documentation, coordinating with borrowers, loan officers, underwriting, and third-party vendors, and ensuring all loan files comply with regulatory requirements, investor guidelines, and internal policies. The ideal candidate has a deep understanding of residential mortgage products and processes, experience with conventional and government loan programs, and the ability to manage a high-volume loan pipeline while delivering a smooth and timely borrower experience.
Qualifications
Requirements
High School Diploma or equivalent 3+ years of mortgage loan processing experience for conventional loans and government insured loans. Experience with DU (Desktop Underwriter), LP (Loan Prospector)
Combination of education and experience will be considered.
Skills & Competencies
Knowledge of conventional and government lending programs, guidelines as well as regulations. Knowledge of underwriting guidelines and loan programs (Fannie Mae, Freddie Mac, FHA, VA, etc). Knowledge and understanding of all Compliance and Legal Regulations including, but not limited, to Reg B., Reg Z. FACTA, FCRA, TILA, RESPA and HMDA. Must possess good organizational, interpersonal, and time management skills. Strong communication skills. Ability to manage a pipeline of 25+ loans Computer knowledge in MS Office Software (e.g. Excel, Word, and Outlook)
Preferences
Licenses/Certifications
Job Posting Locations
In this role you can work onsite from Miami, Florida, United States
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Location US-FL-Miami
ID 2026-2486
Category Operations
Position Classification Onsite
Overview
Ocean Bank is seeking a detail-oriented Residential Loan Processor to support the mortgage lending process from application through closing.
Responsibilities
This role is responsible for reviewing and processing residential loan files, collecting required documentation, coordinating with borrowers, loan officers, underwriting, and third-party vendors, and ensuring all loan files comply with regulatory requirements, investor guidelines, and internal policies. The ideal candidate has a deep understanding of residential mortgage products and processes, experience with conventional and government loan programs, and the ability to manage a high-volume loan pipeline while delivering a smooth and timely borrower experience.
Qualifications
Requirements
Combination of education and experience will be considered.
Skills & Competencies
Preferences
- Experience working in the Encompass LOS experience or similar Loan Origination Software.
Licenses/Certifications
- None
Job Posting Locations
In this role you can work onsite from Miami, Florida, United States
Options
Apply Apply
Share
Submit a Referral Refer
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Education Requirements
high school
Skills
Please see the job description for required or recommended skills.
Benefits
Please see the job description for benefits.
Index requested: 07/10/2026 05:41:48 • Indexed: 07/10/2026 05:41:48