DESCRIPTION:

Duties: Develop and maintain acquisitions and credit line assignment strategies across Consumer Card products, including data analysis, strategy development, financial evaluation, and supporting strategy implementation. Conduct complex analysis to support consumer new account and credit line strategies. Develop and refine criteria that enhances the return on investment of consumer credit risk strategies. Analyze risk inputs and conduct research and analysis of the performance and profitability of existing strategies while working to ensure adherence to regulatory based initiatives, procedural alignment with Risk Policy and a strong control environment. Perform quantitative analysis of customer credit card behaviors, revenue drivers, and expense drivers to develop present value forecasts of various investment alternatives. Manage the prioritization of technology investments through analysis and evaluation to predict and compare profitability of various enhancements in the pipeline. Provide consistent framework to assess loss and profitability dynamics associated with credit decisions in normal as well as stressed economic scenarios. Provide analytical support to the strategy teams in developing robust methodology, algorithm, and financially sound evaluation framework for credit risk strategies. Utilize knowledge of risk modeling, profitability modeling, and relevant statistical knowledge to develop risk analysis framework that is consistent with the firm's risk appetite framework. Partner closely with other strategy areas of Risk, Marketing, and Finance to coordinate integration of risk appetite framework into credit strategies. Translate complex analysis into concise presentations with sound business conclusions.

QUALIFICATIONS:

Minimum education and experience required: Master's degree in Finance, Mathematics, Statistics, Economics, Operations Research or related field of study plus 3 years of experience in the job offered or as Strategic Analytics, Funding Analyst, Credit Risk Analyst, or related occupation. The employer will alternatively accept a Bachelor's degree in Finance, Mathematics, Statistics, Economics, Operations Research or related field of study plus 5 years of experience in the job offered or as Strategic Analytics, Funding Analyst, Credit Risk Analyst, or related occupation.

Skills Required: Requires experience in the following: Data Analysis and Visualization in Excel including designing, deploying, and managing sophisticated PivotTables for comprehensive data analysis on large datasets; complex data visualization including dynamic and advanced charts and graphs to make data more accessible and understandable such as waterfalls, histogram, and mixed types; Excel functions and formulas including VLOOKUP, INDEX-MATCH, and SUMIFS to consolidate data from multiple sources; Macro Automation and VBA Scripting; Using Powerpoint to create High-Impact Presentations while utilizing PowerPoint's design tools such as of master slides, data presentation and visualization, and integration with Excel; Using Tableau to build automated reporting, data visualization and data formatting for executive dashboards; data manipulation, analysis, and reporting; data visualization including creating relevant tables, graphs, and flow charts; Model Development and Validation; SAS; SQL; Jupyter Notebook; R; and R-Shiny.

Job Location: 201 N Walnut St, Wilmington, DE 19801. Telecommuting permitted up to 40% of the week.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans